190 Ray StreetManchester, NH 03104MLS Number 5100708

  • Price: $649,900
  • Est. Mortgage of $/month
  • 2 Days on Market
$
$
%
$/month over payments
Federal 30-year interest rate: 6.55% last updated on Jul 16, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
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190 Ray Street Manchester NH 03104190 Ray Street Manchester NH 03104190 Ray Street Manchester NH 03104190 Ray Street Manchester NH 03104190 Ray Street Manchester NH 03104190 Ray Street Manchester NH 03104190 Ray Street Manchester NH 03104190 Ray Street Manchester NH 03104190 Ray Street Manchester NH 03104190 Ray Street Manchester NH 03104190 Ray Street Manchester NH 03104190 Ray Street Manchester NH 03104190 Ray Street Manchester NH 03104190 Ray Street Manchester NH 03104190 Ray Street Manchester NH 03104190 Ray Street Manchester NH 03104190 Ray Street Manchester NH 03104190 Ray Street Manchester NH 03104190 Ray Street Manchester NH 03104190 Ray Street Manchester NH 03104190 Ray Street Manchester NH 03104190 Ray Street Manchester NH 03104190 Ray Street Manchester NH 03104190 Ray Street Manchester NH 03104190 Ray Street Manchester NH 03104190 Ray Street Manchester NH 03104190 Ray Street Manchester NH 03104190 Ray Street Manchester NH 03104190 Ray Street Manchester NH 03104190 Ray Street Manchester NH 03104190 Ray Street Manchester NH 03104190 Ray Street Manchester NH 03104190 Ray Street Manchester NH 03104190 Ray Street Manchester NH 03104190 Ray Street Manchester NH 03104190 Ray Street Manchester NH 03104190 Ray Street Manchester NH 03104190 Ray Street Manchester NH 03104190 Ray Street Manchester NH 03104190 Ray Street Manchester NH 03104
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  • 0.18Acreage
  • 3Bathrooms
  • 1870Year Built
  • 3,307Square Feet
Listed by Mark Lynch of RE/MAX Synergy (Cell: 603-233-7744)

Driving Directions

Opportunity knocks with this well-maintained three-family property located in Manchester's desirable North End, offering the perfect blend of immediate cash flow and long-term investment potential. Featuring two spacious 2-bedroom, 1-bath units and one 1-bedroom, 1-bath unit, all three apartments are currently occupied with month-to-month leases, providing flexibility for investors or owner-occupants alike. Current rental income totals $5,400 per month ($64,800 annually), with separate utilities allowing tenants to pay their own heat, hot water, and electricity. Built in 1870 with classic Colonial charm, the property offers over 3,300 square feet of finished living space and features hardwood, laminate, and carpet flooring, public water and sewer, natural gas and oil heat, plus off-street parking. Conveniently located just minutes from downtown Manchester, schools, hospitals, shopping, restaurants, and major commuter routes, this is an ideal addition to any investment portfolio or a fantastic opportunity to offset your mortgage with rental income. Whether you're looking to expand your portfolio or purchase your first multi-family property, 190 Ray Street delivers strong income, an excellent location, and tremendous upside. Don't miss your chance to own this solid North End investment.

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More Info

Tax Information

  • Tax Year2024

Building

  • Year Built1870
  • Building ConstructionAluminum Siding
  • StyleColonial
  • Units3
  • Unit 1 Bath1
  • Unit 1 Bedrooms2
  • Unit 1 Floor Location1
  • Unit 2 Bath1
  • Unit 2 Bedrooms2
  • Unit 2 Floor Location2
  • Unit 2 StyleGarden
  • Unit 3 Bath1
  • Unit 3 Bedrooms1
  • Unit 3 StyleGarden
  • # of 1 Bedrooms1
  • # of 2 Bedrooms2
  • Bathroom3
  • Total Baths3
  • BasementConcrete Floor, Partially Finished, Walkout
  • FoundationFieldstone

Basic Information

  • StatusACT
  • List Price$649,900
  • Date Price Change07/20/2026
  • MLS Number5100708
  • MLS StatusActive

Property

  • Acreage0.18
  • GarageNo
  • Parking Spaces
  • Lot DescriptionNear Shopping, Near Hospital, Near School(s)
  • Square Feet3,307
  • APX Fin AG Sqft2,979
  • RoadsPublic
  • AreaNH-Hillsborough

Amenities

  • Exterior AmenitiesGarden Space, Natural Shade, Storage
  • PricePerSqFt218.16

Water Body

  • Water ViewNo

Location

  • TownManchester
  • StateNH
  • Zip03104
  • CountyHillsborough
  • ZoningRes
  • Address190 Ray Street
  • Flood Zone Y/NUnknown

Interior

  • APX Fin Below Grade328
  • FloorsCarpet, Hardwood, Laminate

Exterior

  • RoofAsphalt Shingle
  • Exterior ColorTan

Utilities

  • Heat SystemNatural Gas, Oil
  • WaterPublic
  • Electric100 Amp Service, Circuit Breaker(s)
  • SewerPublic
  • UtilitiesCable

Other

  • Taxes$8,065
  • Seasonal Y/NNo
  • TrashCurbside
  • Date Listed07/20/2026
  • Unit 1 Deposit$2,200
  • Unit 2 Rent Amount$1,800
  • Unit 3 Rent Amount$1,400
Ruedig Realty
Ruedig Realty
Office: 603-228-1947
125 N. State Street
Concord, NH 03301
Broker Reciprocity 

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated July 21, 2026 11:24 AM UTC

 

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